Ana y Matt LLC d/b/a 0 Hour
Privacy Policy
Last updated: August 11, 2026
This policy explains what information Ana y Matt LLC d/b/a 0 Hour (“0 Hour,” “we,” “us”) collects through this application, why we collect it, who we share it with, and how long we keep it.
If you are here from a bank connection screen: the section that applies to you is Section 3, Financial Account Information. It describes exactly what we access through Plaid, what we do with it, what we keep, and how to disconnect.
1. Who We Are
Ana y Matt LLC d/b/a 0 Hour operates this application and the 0 Hour Studio client portal. We are the controller of the information described here.
Ana y Matt LLC d/b/a 0 Hour
1309 Coffeen Avenue STE 1200, Sheridan, WY 82801
A Wyoming limited liability company
privacy@differenthunger.com
2. Information We Collect
We collect the following, and nothing beyond it:
- Account information. Your email address, and — if you sign in with Google — the name and profile image on your Google account. We do not store passwords; sign-in uses a one-time email link or Google OAuth.
- Business information you provide. Details you enter about your company during intake and ongoing work: business name, industry, offers, pricing, goals, systems you use, and materials you upload or link.
- Financial account information. Only if you choose to connect a bank account. See Section 3.
- Communications. Emails, form submissions, and — where you have been told a call is recorded — call recordings, transcripts, and summaries.
- Technical information. IP address, browser and device type, pages viewed, and timestamps, collected through ordinary server logs and used to operate and secure the service.
We do not collect government identification numbers, health information, or biometric information through this application.
3. Financial Account Information (Plaid)
You may choose to connect a financial account. We use Plaid Inc. (“Plaid”) to establish that connection. Connecting an account is entirely optional, and you can use other parts of the application without it.
You enter your bank credentials directly with Plaid, never with us. We never see, receive, or store your online banking username or password.
What we access. With your permission, and only for the accounts you select:
- Account and routing numbers, account type, and the name of your financial institution
- Account balances
- Transaction history — amounts, dates, descriptions, and merchant or counterparty names
- The account holder name and contact details on file with your bank
Why we access it. For two purposes, and no others:
- Financial tracking and reporting. To produce accurate revenue, expense, and performance reporting for your business inside the application, rather than relying on self-reported or manually entered figures.
- Performance-based compensation. Where you and we have agreed to compensation tied to measured business performance, to calculate the amounts owed from verified financial activity.
We do not sell your financial data, share it for advertising, or use it for credit decisions, underwriting, or any purpose unrelated to the two listed above.
We do not warehouse your raw transaction history. Transactions are retrieved from Plaid as needed to produce a report or compensation calculation. What we retain is the resulting figures and the account identifiers required to reconnect — not a standing copy of your bank ledger.
Plaid’s own handling. Plaid processes your information under its own privacy policy, available at plaid.com/legal. By connecting an account you also agree to Plaid’s End User Privacy Policy.
How to disconnect. You can disconnect a linked account at any time from your account settings, or by emailing privacy@differenthunger.com. On disconnection we revoke our access token with Plaid, which ends our ability to retrieve further data, and we delete the financial data associated with that account within 30 days, except where we are required to retain a record for tax or legal purposes. Disconnecting does not undo compensation already calculated and paid.
4. How We Use Information
- To provide, operate, and support the application
- To authenticate you and keep your account secure
- To produce the reporting, analysis, and deliverables you have engaged us for
- To calculate performance-based compensation where agreed
- To communicate with you about your account and the work
- To detect, investigate, and prevent fraud, abuse, and security incidents
- To comply with legal obligations
We do not use your information to train third-party artificial intelligence models for their own purposes, and we do not make decisions producing legal effects about you by automated means alone.
5. How We Share Information
We do not sell personal information, and we do not share it for cross-context behavioral advertising. We share information only with service providers who process it on our behalf, under contract, and only as needed to run the service:
| Provider | Purpose |
|---|---|
| Plaid Inc. | Financial account connection and data retrieval |
| Supabase | Database and authentication |
| Vercel | Application hosting and delivery |
| Resend | Transactional email delivery |
| Workspace email, and document storage where you share files with us | |
| Anthropic | AI-assisted analysis of material you provide |
| Twilio | Voice and messaging, where used |
| MillionVerifier | Email address validation |
We may also disclose information where required by law or valid legal process, or to protect the rights, safety, or property of you, us, or others. If we are involved in a merger, acquisition, or sale of assets, information may transfer as part of that transaction; we will notify you before your information becomes subject to a materially different privacy policy.
6. Retention and Deletion
We retain information only as long as we need it:
- Raw financial transaction data: not retained as a standing copy. Retrieved as needed and discarded after the report or calculation it supports is produced.
- Derived financial figures (reports, compensation calculations) and account connection identifiers: for the life of the engagement, then 7 years where needed as a business and tax record.
- Account and business information: for the life of the engagement, then deleted within 12 months unless you ask sooner.
- Communications and call records: 24 months.
- Server and security logs: 12 months.
You can request deletion at any time by emailing privacy@differenthunger.com. We act on deletion requests within 30 days, or sooner where the law requires, and confirm when it is done. This policy is reviewed at least annually.
7. Your Rights
Depending on where you live, you may have the right to access a copy of your information, correct it, delete it, obtain it in a portable format, withdraw consent, opt out of the sale or sharing of personal information (we do neither), and appeal a decision we make about your request.
To exercise any of these, email privacy@differenthunger.com. We will verify your identity through the email address on your account before acting. We will not discriminate against you for exercising a privacy right. California residents may designate an authorized agent. Residents of the European Economic Area and United Kingdom may lodge a complaint with their local supervisory authority.
8. Security
All traffic between your browser and our servers is encrypted with TLS 1.2 or higher. Data at rest is encrypted with AES-256. Access to production systems is limited to authorized personnel using multi-factor authentication and least-privilege credentials. Bank access tokens are held encrypted and are never exposed to your browser or to any third party other than Plaid.
No system is perfectly secure. If you believe your account has been compromised, contact security@differenthunger.com immediately.
9. Cookies
We use cookies that are strictly necessary to keep you signed in and to remember your display preferences. We do not use advertising or cross-site tracking cookies in this application. You can clear or block cookies in your browser, though sign-in will not work without the session cookie.
10. Children
This application is for business use by adults. We do not knowingly collect information from anyone under 18. If we learn that we have, we delete it.
11. International Transfers
We operate in the United States, and our service providers process information in the United States. If you access the application from outside the United States, you understand that your information will be transferred to and processed there, where data protection law may differ from the law of your country.
12. Changes to This Policy
We may update this policy. The “last updated” date above reflects the most recent revision. If a change materially affects how we handle financial account information, we will notify you by email before it takes effect, and where the law requires it, ask for your consent again.
Questions about this document? privacy@differenthunger.com. Security reports: security@differenthunger.com. Terms of Service